AGREEMENT

NowLifestyle.com owns and/or operates a network of websites offering a variety of products and services. In addition, NowLifestyle.com collects consumer data from various other sources outlined in this Privacy Policy. This Privacy Policy applies to all information collected by NowLifestyle.com. By using our website or submitting information to us, you consent to the use and sharing of information collected or submitted as described in this Privacy Policy. If you do not agree to this Privacy Policy, please do not use or visit any of NowLifestyle websites or web pages, and do not disclose any information to us.

PRIVACY POLICY CHANGES

This Privacy Policy gives you an overview of NowLifestyle practices regarding the type of information collected, how we collect your information, how we use your information, how we share your information, and various other important facts about our privacy practices. Note that this Privacy Policy may change from time to time, and we reserve the right to change this Privacy Policy at anytime. It is your responsibility to periodically revisit this Privacy Policy to review any changes. In order to track any changes to this Privacy Policy, we will include historical revision dates at the top of this document. We may also notify you by e-mail to the e-mail address you provided to us during registration via a NowLifestyle.com website. It is your responsibility to provide us with your most current e-mail address. You may request that we refrain from using your personal information by clicking here to unsubscribe.

TYPE OF INFORMATION COLLECTED

We collect and merge non-personally identifiable information (“Non-PII”) and personally identifiable information (“PII”) through the various sources discussed below. For your reference, PII means any information that may be used to identify an individual, including but not limited to name, address, telephone number, or e-mail address. Non-PII is data that is not used to specifically identify, contact or locate an individual, including but not limited to zip code, gender, age, or IP address.

HOW WE COLLECT YOUR INFORMATION

We collect information about you via a NowLifestyle website when you provide it in connection with a request for a product, service or information. For example, if you decide to place an order or complete a registration form, we may ask you for, but not limited to, the following information: First and last name, delivery address, billing address, e-mail address, telephone number, date of birth, gender, mother’s maiden name and/or payment information. We also collect information through web server applications. This information includes, but is not limited to your referring URL, browser type, Internet protocol (“IP”) address, and the date and time.

ADVERTISEMENTS

Additionally, we collect information about you when you complete a questionnaire on one of our advertisements included on our websites or web pages. The advertisements present opportunities for consumers to acquire our services or gain access to other opportunities we can provide. This information may include, but is not limited to: your e-mail address, name, mailing address, telephone number, date of birth, gender, IP address, and payment information; as well as other information about your interests.

MARKETING PARTNERS

In some cases, we contract marketing partners who are website publishers to host one of our websites or web pages on our behalf, if you sign up on one of these hosted websites or web pages our marketing partners may submit all or a portion of the information that you submitted on the registration form to NowLifestyle. This information may include, but is not limited to: your e-mail address, name, mailing address, telephone number, date of birth, gender, IP address, and payment information; as well as other information about your interests.

DATA PARTNERS

Data Partners:We may receive information about you, including but not limited to your e-mail address, name, mailing address, telephone number, date of birth, gender, and IP address from third-party data partners that sell or contract us to manage consumer data on their behalf.

SERVICE PROVIDERS

We may use third-party data houses to append additional information to the information you have provided us. This information may include, but is not limited to phone number and e-mail address. In addition, we may acquire information from service providers to validate the information you provided.

HOW WE USE YOUR INFORMATION

We may use your information collected for any legally permissible purpose at our sole discretion, including but not limited to those uses described in this Privacy Policy.

NowLifestyle may always use the personal information that you provide to: (1) fulfill your request for a product, information or other service; (2) respond to an e-mail or request; (3) send information to you about additional goods or services, deliver to you our newsletter or surveys, product information, usage tips or promotions; (4) help improve our website(s) or services; (5) to service your account, verify your identity, and provide customer service; or (6) customize visitors’ experiences at our website(s). NowLifestyle may also use your personal information for any marketing and survey purpose on behalf of itself and its affiliates and subsidiaries.

We may use your information for ad serving purposes. For example we may show ads to you based on your IP address, demographics, phone number, or other information we collected about you. We reserve the right to decline all current and future transactions through any data points at our own discretion which may include the use of currently and previously collected information.

Your acceptance of the terms and conditions of this website constitutes your express written consent to receive telemarketing calls from third-party marketers, including by means of a pre-recorded message and automated voice dialing. Your consent will be effective regardless of whether the number you have provided: (a) is a home, business, or cell phone line; and/or (b) is or will be registered on any state or federal Do-Not-Call (DNC) list, and shall remain in effect until you revoke your consent by clicking here to unsubscribe.

When submitting your credit card to us or one of our advertisers, you are consenting to allowing us to pre-authorize your credit or debit card to determine your ability to pay for any product or service that you may be interested.

We may use your information for online and off-line marketing purposes, including but not limited to text messaging, e-mail marketing, telemarketing, and direct mail.

SMS, Wireless and Other Mobile Offers. Some of the services that we provide will result in sending an SMS, wireless or other mobile offering to your cell phone. These should be obvious in the context of the offering at the time you sign up. By signing up, you are agreeing to receive these mobile offerings. You understand that your wireless carrier’s standard rates apply to these messages. To unsubscribe or discontinue SMS messages, send “STOP”, “END”, “QUIT” to the SMS text message you have received. This process impacts only the future delivery of the particular SMS message offering, so you must send that message for each offering. This will not affect offerings sent on behalf of third-parties.

HOW WE SHARE YOUR INFORMATION

We may share your information with affiliated companies, including a parent company, subsidiaries, and non-related management companies. NowLifestyle may disclose personal information to third-party agents and independent contractors that help us conduct our marketing and survey efforts. Further, NowLifestyle may disclose personal information to other companies in connection with marketing efforts including but not limited to direct marketing, which may have no relationship to NowLifestyle. Furthermore, we may sell, license, or share your information with third-parties for various marketing purposes, including but not limited to telemarketing, e-mail marketing, text messaging, and direct mail. Such third parties may include, but are not limited to Media Network, Inc., Shoppingbag, BigRewards, and HotSurveys. If you would like to be removed from these programs, click here and follow the opt-out instructions.

We, or other authorized vendors, may also present offers to purchase products from marketing partners on a NowLifestyle operated site or a vendor operated site. Finally, if NowLifestyle or any of its assets are acquired by or merged with another entity, member information will be one of the transferred assets. If NowLifestyle chooses to sell or transfer its assets, NowLifestyle may choose to retain a copy of your information post sale or merger.

We may provide your information to our various marketing partners that drive consumers to our websites or web pages. They may utilize this information to target the ads they serve to you.

When you participate on one of our advertiser forms, we will transfer the information you submitted to the applicable advertiser.

Additionally, NowLifestyle will use or disclose your personal information under the following circumstances: (1) in response to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims; (2) in the event you violate or breach an agreement with a NowLifestyle website; (3) we believe you will harm the property or rights of a NowLifestyle websites customers; or (4) we believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, chargeback resolutions, situations involving potential threats to the physical safety of any person, or as otherwise required by law.

We may also collect, store or accumulate certain non-personally identifiable information concerning your use of a NowLifestyle website, such as information regarding which of our pages are most popular. Information gathered may be used in aggregate form for internal business purposes, such as generating statistics and developing marketing plans. We may share or transfer such aggregate, non-personally identifiable information with or to our affiliates, licensees and partners.

TECHNOLOGY

Some information is collected automatically while you are using a NowLifestyle website. It is important to note that NowLifestyle must store this information in order to ensure you receive optimal service while using a NowLifestyle website. This type of information could include:

LOG FILES

NowLifestyle uses log files to track member usage and engagement and to gauge the effectiveness of our different services. We use your IP address to help diagnose problems with our server and to administer the website. Log file information may include, but not limited to: (1) IP Addresses; (2) browser type; (3) number of page views; (4) log-in frequency; and (5) page or section accesses.

COOKIES

NowLifestyle may use cookies, which are electronic pieces of information stored on your computer, to allow us to recognize you when you return to a NowLifestyle website and to provide you with customized services and information.

CLEAR GIFS

NowLifestyle uses clear gifs, which are tiny graphics with a unique identifier (similar in function to cookies), to track the online movements of the web users. Additionally, we may use pixel tracking technology to track the completion of transactions with us or our advertisers.

CHILDREN

NowLifestyle websites are not intended or designed to attract users under the age of 18. We do not collect personally identifiable data from any person we know to be under the age of 18 and instruct users under 18 not to send us any information. It is possible that by fraud or deception we may receive information pertaining to children under the age of 18. We recognize the unique privacy concerns regarding children. We are committed to carefully protecting privacy where children are involved no matter the point of contact. In particular, our intention is to fully comply with the Children's Online Privacy Protection Act (“COPPA”). Per COPPA guidelines, we do not knowingly collect PII from children under the age of 13. If a parent or guardian is made aware that a child under the age of 13 has provided us with PII through any point of contact we will delete the information about the child referenced from our files when you click here to contact us.

SECURITY

We use procedural and technical safeguards to protect your personal information against loss or theft as well as unauthorized access. We employ many different security techniques to protect such data from unauthorized access by users inside and outside of NowLifestyle. However, perfect security does not exist on the Internet. Therefore, we cannot ensure or warrant the security of your information. You acknowledge and assume this risk when communicating with and providing information to NowLifestyle.

Your information may be stored and processed in the United States or any other country in which NowLifestyle sites or its affiliates, subsidiaries or agents maintain facilities, and by using a NowLifestyle site, you consent to any such transfer of information outside of your country.

OTHER LINKS

NowLifestyle websites may contain links that direct you to websites owned and operated by other companies. NowLifestyle does not control, and assumes no responsibility for the content, privacy policies or practices of any third-party websites, which may employ cookies and/or collection personal information.

OPT-OUT

By completing the registration form on one of the NowLifestyle website or web pages you consented to receiving marketing communications from us and our third-party marketing partners, if you decide that you do not want to receive these marketing communications you may opt-out of receiving them at any time by clicking here to unsubscribe.

CALIFORNIA PRIVACY RIGHTS

Under California’s “Shine the Light” law, we provide a method for consumers to “opt-out” of having their information shared with third-parties.

CONTACTING US

If you have any questions regarding our Privacy Policy, please contact us.

LIMITATION OF LIABILITY

You understand and agree that any disputes that arise over your privacy will be bound by the terms and conditions of this privacy policy. In addition, you agree that NowLifestyle liability will be limited to the value of the transactions or services provided to you by NowLifestyle.

Thank you for visiting our website. If you want to use NowLifestyle, you must agree to conform to and be legally bound by the terms and conditions described below. IF YOU DISAGREE WITH ANY OF THESE TERMS OR CONDITIONS, DO NOT USE OUR WEBSITE.

MINORS

We do not provide services or sell products to children. If you are below the age of 18, you may use our website only with the permission and active involvement of a parent or legal guardian. If you are a minor, please do not provide us or other website visitors with any personal information.

PRIVACY POLICY IS PART OF THESE TERMS AND CONDITIONS

Our privacy policy is part of, and subject to, these terms and conditions of use. You may view our privacy policy on NowLifestyle.

ANTI-SPAM POLICY IS PART OF THESE TERMS AND CONDITIONS

Our anti-Spam policy is part of, and subject to, these terms and conditions of use. You may view our anti-Spam policy on NowLifestyle.

COMPENSATION DISCLOSURE POLICY, IF ANY, IS PART OF THESE TERMS AND CONDITIONS

If there is a Compensation Disclosure Policy on NowLifestyle, the policy is part of, and subject to, these terms and conditions of use.

MODIFICATIONS AND TERMINATIONS

These terms and conditions may change from time to time. If such changes are made, they will be effective immediately, and we will notify you by a notice posted on our website’s home page of the changes that have been made. If you disagree with the changes that have been made, you should not use our website.

We may terminate these terms and conditions of use for any reason and at any time without notice to you. If you are concerned about these terms and conditions of use, you should read them each time before you use our website. Any questions or concerns should be brought to our attention by sending an e-mail to notice[at]gvocom.com, and providing us with information relating to your concern.

LICENSEE STATUS

You understand and agree that your use of our website is limited and non-exclusive as a nontransferable revocable licensee. We may terminate your license to use our website, and access to our website, for any reason, and without giving you notice.

CONTENT OWNERSHIP

All content on our website is owned by us or our content suppliers. On behalf of ourselves and our content suppliers, we claim all property rights, including intellectual property rights, for this content and you are not allowed to infringe upon those rights. We will prosecute to the fullest extent of the law anyone who attempts to steal our property.

You agree not to copy content from our website without our permission. Any requests to use our content should be submitted to us by e-mail to notice[at]gvocom.com.

If you believe that your intellectual property rights have been infringed upon by our website content, please notify us by sending an e-mail to notice[at]gvocom.com, or by sending mail to us at the address listed below. Please describe in detail the alleged infringement, including the factual and legal basis for your claim of ownership.

DISCLAIMERS AND LIMITATIONS OF LIABILITY

The information on our website is provided on an “as is,” “as available” basis. You agree that your use of our website is at your sole risk. We disclaim all warranties of any kind, including but not limited to, any express warranties, statutory warranties, and any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our website will always be available, access will be uninterrupted, be error-free, meet your requirements, or that any defects in our website will be corrected.

Information on our website should not necessarily be relied upon and should not to be construed to be professional advice from us. We do not guarantee the accuracy or completeness of any of the information provided, and is not responsible for any loss resulting from your reliance on such information.

If your jurisdiction does not allow limitations on warranties, this limitation may not apply to you. Your sole and exclusive remedy relating to your use of the site shall be to discontinue using the site.

Under no circumstances will we be liable or responsible for any direct, indirect, incidental, consequential (including damages from loss of business, lost profits, litigation, or the like), special, exemplary, punitive, or other damages, under any legal theory, arising out of or in any way relating to our website, your website use, or the content, even if advised of the possibility of such damages.

Our total liability for any claim arising out of or relating to our website shall not exceed one hundred ($100) dollars and that amount shall be in lieu of all other remedies which you may have against us or our affiliates. Any such claim shall be subject to confidential binding arbitration as described later in these terms and conditions of use.

OBSCENE AND OFFENSIVE CONTENT

We are not responsible for any obscene or offensive content that you receive or view from others while using our website. However, if you do receive or view such content, please contact us by e-mail to notice[at]gvocom.com so that we can investigate the matter. Although we are not obligated to do so, we reserve the right to monitor, investigate, and remove obscene or offensive material posted to our website.

INDEMNIFICATION

You understand and agree that you will indemnify, defend and hold us and our affiliates harmless from any liability, loss, claim and expense, including reasonable attorney’s fees, arising from your use of our website or your violation of these terms and conditions.

COMPLIANCE WITH GOVERNING LAW AND DISPUTE RESOLUTION

You agree to obey all applicable laws while using our website.

You agree that the laws of Texas govern these terms and conditions of use without regard to conflicts of laws provisions.

You also agree that any dispute between you and us, excluding any intellectual property right infringement claims we pursue against you, shall be settled solely by confidential binding arbitration per the American Arbitration Association commercial arbitration rules. All claims must arbitrate on an individual basis, and cannot be consolidated in any arbitration with any claim or controversy of anyone else. All arbitration must occur in Comal, Texas, USA. Each party shall bear one half of the arbitration fees and costs incurred, and each party is responsible for its own lawyer fees.

SEVERABILITY OF THESE TERMS AND CONDITIONS

If any part of these terms and conditions of use are determined by a court of competent jurisdiction to be invalid or unenforceable, that part shall be limited or eliminated to the minimum extent necessary so that the remainder of these terms and conditions are fully enforceable and legally binding.

The video(s) brought to you by Global Virtual Opportunities are offered to the public for information and entertainment purposes only.

Any and all information perceived from these video(s) through either visual, verbal, or written means, should be considered the sole opinions of the Producers, the Writers and the Actors involved in the making of this video(s).

The Producers, Writers and Actors of these video(s) have used their best efforts in producing these video(s) but neither Producers, Writers nor Actors of these video(s) make any representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents of this video. The information contained in these video(s) is strictly for entertainment and informational purposes. Therefore, if you wish to apply concepts or ideas contained in these video(s), you are taking full responsibility for your actions.

Neither the Producers, Writers or Actors, nor the copyright holder or assigned users of these video(s) shall in any event be held liable to any party for any direct, indirect, implied, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided as is, and without warranties.

As in all cases, viewers should never take any information perceived from these or any other video(s) at face value and should always do their own due diligence on any viewed material to form their own opinions and best judgments. And where applicable, the advice of a competent legal, tax, accounting or other professional should be always sought before taking action of any kind.

The author and publisher do not warrant the performance, effectiveness or applicability of any sites listed or linked to in these video(s).

All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose.

These video(s) are © copyrighted by Global Virtual Opportunities and is protected under the US Copyright Act of 1976 and all other applicable international, federal, state and local laws, with ALL rights reserved. No part of this may be copied, or changed in any format, sold, or used in any way other than what is outlined within this under any circumstances without express permission from Global Virtual Opportunities.

We hate unsolicited commercial e-mail as much as you do. Also known as Spam or junk e-mail, it is a disservice to the Internet community.

We fully endorse and comply with the requirements of the CAN-SPAM Act of 2003 (Controlling the Assault of Non-Solicited Pornography and Marketing Act), and all other applicable unsolicited commercial e-mail laws.

If you subscribe to electronic newsletters or other communications from us or our website, you will always have an option to unsubscribe immediately.

HOW TO CONTACT US

Any questions or concerns about these terms and conditions of use should be brought to our attention by e-mail to notice[at]gvocom.com, and providing us with information relating to your concern.

You may also mail your concerns to us at the following address: NowLifestyle 6701 Guava Coma Drive Shertz, Texas 78154 USA

ENTIRE AGREEMENT

These terms and conditions, including the policies incorporated herein by express reference, constitute your entire agreement with us with respect to your use of our website. This Returns Policy was last updated on 07-18-2015.


Copyright Law Office of Michael E. Young, LLC , and licensed for use by the owner of this website at http://NowLifestyle.com/ All Rights Reserved. No portion of this document may be copied or used by anyone other than the licensee without the express written permission of the copyright owner.

You understand and agree that there are important risk factors that should be considered by you when deciding whether to purchase The GoGVO Product Line.

NO EARNINGS PROJECTIONS, PROMISES OR REPRESENTATIONS

You recognize and agree that we have made no implications, warranties, promises, suggestions, projections, representations or guarantees whatsoever to you about future prospects or earnings, or that you will earn any money, with respect to your purchase of The GoGVO Product Line, and that we have not authorized any such projection, promise, or representation by others.

Any earnings or income statements, or any earnings or income examples, are only estimates of what we think you could earn. There is no assurance you will do as well as stated in any examples. If you rely upon any figures provided, you must accept the entire risk of not doing as well as the information provided. This applies whether the earnings or income examples are monetary in nature or pertain to advertising credits which may be earned (whether such credits are convertible to cash or not).

There is no assurance that any prior successes or past results as to earnings or income (whether monetary or advertising credits, whether convertible to cash or not) will apply, nor can any prior successes be used, as an indication of your future success or results from any of the information, content, or strategies. Any and all claims or representations as to income or earnings (whether monetary or advertising credits, whether convertible to cash or not) are not to be considered as "average earnings".

THE ECONOMY

The economy, both where you do business, and on a national and even worldwide scale, create additional uncertainty and economic risk. An economic recession or depression might negatively affect the results produced by The GoGVO Product Line.

YOUR SUCCESS OR LACK OF IT

Your success in using the information or strategies provided at www.NowLifestyle.com depends on a variety of factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, your dedication, your motivation, your desire, or your business skills or practices. Therefore, we do not guarantee or imply that you will get rich, that you will do as well, or that you will have any earnings (whether monetary or advertising credits, whether convertible to cash or not), at all.

Internet businesses and earnings derived there from, involve unknown risks and are not suitable for everyone. You may not rely on any information presented on the website or otherwise provided by us, unless you do so with the knowledge and understanding that you can experience significant losses (including, but not limited to, the loss of any monies paid to purchase The GoGVO Product Line, and/or any monies spent setting up, operating, and/or marketing The GoGVO Product Line, and further, that you may have no earnings at all (whether monetary or advertising credits, whether convertible to cash or not).

FORWARD-LOOKING STATEMENTS

Materials contained on this website or in materials purchased and/or downloaded from this website may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as "anticipate," "estimate," "expect," "project," "intend," "plan," "believe," and other words and terms of similar meaning in connection with a description of potential earnings or financial performance. Any and all forward looking statements here or on any materials on the website are intended to express our opinion of earnings potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else, in fact no guarantees are made that you will achieve any results from our ideas and techniques in our material.

DUE DILIGENCE

You are advised to do your own due diligence when it comes to making business decisions and should use caution and seek the advice of qualified professionals. You should check with your accountant, lawyer, or professional advisor, before acting on this or any information. You may not consider any examples, documents, or other content on the website or otherwise provided by us to be the equivalent of legal advice. Nothing contained on the website or in materials available for sale or download on the website provides legal advice in any way. You should consult with your own attorney on any legal questions you may have.

We assume no responsibility for any losses or damages resulting from your use of any link, information, or opportunity contained within the website or within any information disclosed by the owner of this site in any form whatsoever.

PURCHASE PRICE

Although we believe the price is fair for the value that you receive, you understand and agree that the purchase price for The GoGVO Product Line has been arbitrarily set by us. This price bears no relationship to objective standards.

TESTIMONIALS, CASE STUDIES & EXAMPLES

Testimonials, case studies, and examples found at www.NowLifestyle.com are exceptional results, do not reflect the typical purchaser's experience, don't apply to the average person and are not intended to represent or guarantee that anyone will achieve the same or similar results. If we have disclose typical results based on information provided to us by a manufacturer or other reputable third party source, you should presume that the typical results as stated are more reliable than the testimonials and examples found at www.NowLifestyle.com. However, you should always perform due diligence and not take such results at face value. We are not responsible for any errors or omissions in typical results information supplied to us by manufacturers or other reputable third parties.

Where specific income or earnings (whether monetary or advertising credits, whether convertible to cash or not), figures are used and attributed to a specific individual or business, that individual or business has earned that amount. There is no assurance that you will do as well using the same information or strategies. If you rely on the specific income or earnings figures used, you must accept all the risk of not doing as well. The described experiences are atypical. Your financial results are likely to differ from those described in the testimonials.

If a product or service is new, you understand that it may not have been available for purchase long enough to provide an accurate earnings history.

AFFILIATE SALES AND COMMISSIONS

You understands and agree that:

  • Sales to be the personal responsibility of each Affiliate Member, who acts for the Company 20595639 as an independent contractor. The Affiliate Member does not legally represent the Company, nor is he an agent of the Company, nor does he have authority to legally bind the Company to obligations.
  • A 5% service charge is in place for affiliate payouts. Covering merchant processing fees.
  • "Commissions will be paid out every Friday but with a 3 week lag time, ex. you generated commissions the first week of the month, you will receive them the third week of the month". Followed by every Friday.
  • "A minimum of $20 plus the 5% payout fee is to be generated/owed before a payout is issued"
  • If you cancel membership, you forfeit any and all owed commissions.

If you have any questions about these disclaimers or about testimonials, case studies, and/or examples found at www.GoGVO.com, please send an e-mail to notice[at]gvocom.com or write us at the following address: NowLifestyle
6701 Guava Coma Drive
Shertz, Texas 78154
USA

Please note that the content of this page can change without prior notice.

This Returns Policy was last updated on 07-18-2015.

Copyright Law Office of Michael E. Young, LLC , and licensed for use by the owner of this website at http://NowLifestyle.com/ All Rights Reserved. No portion of this document may be copied or used by anyone other than the licensee without the express written permission of the copyright owner.

1. Acceptance of terms

Welcome to NowLifestyle, a division of Global Virtual Opportunities Inc (http://gvocom.com). Global Virtual Opportunities Inc (http://gvocom.com). provides its service to you, subject to the following Terms of Service ("TOS"), which may be updated by us from time to time without notice to you. In addition, when using particular Global Virtual Opportunities Inc (http://gvocom.com). owned or operated services, you and Global Virtual Opportunities Inc (http://gvocom.com). shall be subject to any posted guidelines or rules applicable to such services which may be posted from time to time.

2. Description of service

Global Virtual Opportunities Inc (http://gvocom.com). currently provides users with access to a rich collection of resources, including, various communications tools, hosting services, forums, shopping services, personalized content and branded programming through its network of properties (the "Service"). You also understand and agree that the Service may include advertisements and that these advertisements are necessary for Global Virtual Opportunities Inc (http://gvocom.com). to provide the Service. You also understand and agree that the service may include certain communications from Global Virtual Opportunities Inc (http://gvocom.com)., such as service announcements, administrative messages and Newsletters, and that these communications are considered part of Global Virtual Opportunities Inc (http://gvocom.com). membership and you will not be able to opt out of receiving them. Unless explicitly stated otherwise, any new features that augment or enhance the current Service, including the release of new Global Virtual Opportunities Inc (http://gvocom.com). properties, shall be subject to the TOS. You understand and agree that the Service is provided "AS-IS" and that Global Virtual Opportunities Inc (http://gvocom.com). assumes no responsibility for the timeliness, deletion, mis-delivery or failure to store any user communications or personalization settings. You are responsible for obtaining access to the Service and that access may involve third party fees (such as Internet service provider or airtime charges). You are responsible for those fees, including those fees associated with the display or delivery of advertisements. In addition, you must provide and are responsible for all equipment necessary to access the Service.

3. Your registration obligations

In consideration of your use of the Service, you represent that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of Canada or other applicable jurisdiction. You also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the Service's registration form (such information being the "Registration Data") and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or Global Virtual Opportunities Inc (http://gvocom.com). has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Global Virtual Opportunities Inc (http://gvocom.com). has the right to suspend or terminate your account and refuse any and all current or future use of the Service (or any portion thereof).

4. Global Virtual Opportunities Inc (http://gvocom.com). Privacy policy

Registration Data and certain other information about you is subject to our Privacy Policy. For more information, see our full privacy policy.

5. Member account, password and security and payment

a. You will receive a password and account designation upon completing the Service's registration process. You are responsible for maintaining the confidentiality of the password and account, and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify Global Virtual Opportunities Inc (http://gvocom.com). of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. Global Virtual Opportunities Inc (http://gvocom.com). cannot and will not be liable for any loss or damage arising from your failure to comply with this Section 5.

You acknowledge that any software which is left outdated or vulnerable to remote exploits may be suspended and removed from your account without prior or follow-up notice. If your storage space contains files that facilitate, for example, remote exploits such as Cross Site Scripting (XSS) vulnerabilities, your affected files may get removed or suspended for this. You are fully aware that updating your software is your responsibility and neglecting to do so may result in unwanted service interruptions.

b. All our one dollar trials are based on a forced continuity program. You agree that if you do not cancel your membership before the end of the trial you will be billed at the regular price of the service.

6. Member conduct

You understand that all information, data, text, software, music, sound, photographs, graphics, video, messages or other materials ("Content"), whether publicly posted or privately transmitted, are the sole responsibility of the person from which such Content originated. This means that you, and not Global Virtual Opportunities Inc (http://gvocom.com)., are entirely responsible for all Content that you upload, post, email, transmit or otherwise make available via the Service. Global Virtual Opportunities Inc (http://gvocom.com). does not control the Content posted via the Service and, as such, does not guarantee the accuracy, integrity or quality of such Content. You understand that by using the Service, you may be exposed to Content that is offensive, indecent or objectionable. Under no circumstances will Global Virtual Opportunities Inc (http://gvocom.com). be liable in any way for any Content, including, but not limited to, for any errors or omissions in any Content, or for any loss or damage of any kind incurred as a result of the use of any Content posted, emailed, transmitted or otherwise made available via the Service.

You agree to not use the Service to:

  • Upload, post, email, transmit or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;
  • Harm minors in any way;
  • Impersonate any person or entity, including, but not limited to, a Global Virtual Opportunities Inc (http://gvocom.com). official, forum leader, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity;
  • Forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Service;
  • Upload, post, email, transmit or otherwise make available any Content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
  • Upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights ("Rights") of any party;
  • Upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation, except in those areas that are designated for such purpose (please read our complete Spam Policy);
  • Upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
  • disrupt the normal flow of dialogue, cause a screen to "scroll" faster than other users of the Service are able to type, or otherwise act in a manner that negatively affects other users' ability to engage in real time exchanges;
  • Interfere with or disrupt the Service or servers or networks connected to the Service, or disobey any requirements, procedures, policies or regulations of networks connected to the Service;
  • Enable proxy browsing or mailing
  • Intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ, and any regulations having the force of law;
  • "Stalk" or otherwise harass another; or
  • Collect or store personal data about other users.

You acknowledge that Global Virtual Opportunities Inc (http://gvocom.com). may or may not pre-screen Content, but that Global Virtual Opportunities Inc (http://gvocom.com). and its designees shall have the right (but not the obligation) in their sole discretion to pre-screen, refuse, or move any Content that is available via the Service. Without limiting the foregoing, Global Virtual Opportunities Inc (http://gvocom.com). and its designees shall have the right to remove any Content that violates the TOS or is otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you may not rely on any Content created by Global Virtual Opportunities Inc (http://gvocom.com). or submitted to Global Virtual Opportunities Inc (http://gvocom.com)., including without limitation information in Global Virtual Opportunities Inc (http://gvocom.com). Message Boards, and in all other parts of the Service.

You acknowledge, consent and agree that Global Virtual Opportunities Inc (http://gvocom.com). may access, preserve, and disclose your account information and Content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the TOS; (c) respond to claims that any Content violates the rights of third-parties; (d) respond to your requests for customer service; or (e) protect the rights, property, or personal safety of Global Virtual Opportunities Inc (http://gvocom.com)., its users and the public.

You understand that the technical processing and transmission of the Service, including your Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

You understand that the Service and software embodied within the Service may include security components that permit digital materials to be protected, and use of these materials is subject to usage rules set by Global Virtual Opportunities Inc (http://gvocom.com). and/or content providers who provide content to the Service. You may not attempt to override or circumvent any of the usage rules embedded into the Service. Any unauthorized reproduction, publication, further distribution or public exhibition of the materials provided on the Service, in whole or in part, is strictly prohibited.

7. Special admonitions for international use

Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside.

8. Indemnity

You agree to indemnify and hold Global Virtual Opportunities Inc (http://gvocom.com)., and its subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post, transmit or make available through the Service, your use of the Service, your connection to the Service, your violation of the TOS, or your violation of any rights of another.

9. General practices regarding use and storage

You acknowledge that Global Virtual Opportunities Inc (http://gvocom.com). may establish general practices and limits concerning use of the Service, including without limitation the maximum number of days that email messages, message board postings or other uploaded Content will be retained by the Service, the maximum number of email messages that may be sent from or received by an account on the Service, the maximum size of any email message that may be sent from or received by an account on the Service, the maximum disk space that will be allotted on Global Virtual Opportunities Inc (http://gvocom.com). servers on your behalf, and the maximum number of times (and the maximum duration for which) you may access the Service in a given period of time. You agree that Global Virtual Opportunities Inc (http://gvocom.com). has no responsibility or liability for the deletion or failure to store any messages and other communications or other Content maintained or transmitted by the Service. You further acknowledge that Global Virtual Opportunities Inc (http://gvocom.com). reserves the right to modify these general practices and limits from time to time.

Global Virtual Opportunities Inc (http://gvocom.com) reserves the right to suspend any account that it judges as limiting resources for other shared hosting users. If your account becomes too resource intensive for the shared server you are hosted on, we may ask you to upgrade to a dedicated server.

10. Modifications to service

Global Virtual Opportunities Inc (http://gvocom.com). reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that Global Virtual Opportunities Inc (http://gvocom.com). shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.

11. Termination

You agree that Global Virtual Opportunities Inc (http://gvocom.com). may, under certain circumstances and without prior notice, immediately terminate your Global Virtual Opportunities Inc (http://gvocom.com). account, and access to the Service. Cause for such termination shall include, but not be limited to, (a) breaches or violations of the TOS or other incorporated agreements or guidelines, (b) requests by law enforcement or other government agencies, (c) a request by you (self-initiated account deletions), (d) and discontinuance or material modification to the Service (or any part thereof), (e) unexpected technical or security issues or problems. Termination of your Global Virtual Opportunities Inc (http://gvocom.com). account includes (a) removal of access to all offerings within the Service, (b) deletion of your password and all related information, files and content associated with or inside your account (or any part thereof), and (c) barring further use of the Service. Further, you agree that all terminations for cause shall be made in Global Virtual Opportunities Inc (http://gvocom.com).'s sole discretion and that Global Virtual Opportunities Inc (http://gvocom.com). shall not be liable to you or any third-party for any termination of your account, or access to the Service.

While we hate to loose a member, we recognize that there will be times when our clients need to leave us. In order to do that, and improve our service, we ask that you follow this simple process: Login to your Members Area, click on "Help desk support" and send us a ticket requesting cancellation. We take your satisfaction seriously, and that is why we like to know how we can better our services. Although very rare, if you feel you want a FULL refund for the months service, request it within 7 days of your last billing date and we will provide you a FULL refund for the month, no questions asked.

Accounts that fail payment will be sent a series of e-mails to notify the user. The user must keep his e-mail address up to date to insure that we reach them. If the account is not reactivated within 15 days, the account will be terminated, in full, and any domains that the user has hosted will be removed from our servers.

12. Affiliate sales and commissions

You understands and agree that:

  • Sales to be the personal responsibility of each Affiliate Member, who acts for the Company20595639 as an independent contractor. The Affiliate Member does not legally represent the Company, nor is he an agent of the Company, nor does he have authority to legally bind the Company to obligations.
  • A 5% service charge is in place for affiliate payouts. Covering merchant processing fees.
  • "Commissions will be paid out every Friday but with a 3 week lag time, ex. you generated commissions the first week of the month, you will receive them the third week of the month". Followed by every Friday.
  • "A minimum of $20 plus the 5% payout fee is to be generated/owed before a payout is issued"
  • If you cancel membership, you forfeit any and all owed commissions.

13. Dealings with advertisers

The Service may provide, or third parties may provide, links to other World Wide Web sites or resources. Because Global Virtual Opportunities Inc (http://gvocom.com). has no control over such sites and resources, you acknowledge and agree that Global Virtual Opportunities Inc (http://gvocom.com). is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that Global Virtual Opportunities Inc (http://gvocom.com). shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.

14. Global Virtual Opportunities Inc (http://gvocom.com). proprietary rights

You acknowledge and agree that the Service and any necessary software used in connection with the Service ("Software") contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in sponsor advertisements or information presented to you through the Service or advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorized by Global Virtual Opportunities Inc (http://gvocom.com). or advertisers, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service or the Software, in whole or in part.

Global Virtual Opportunities Inc (http://gvocom.com). grants you a personal, non-transferable and non-exclusive right and license to use the object code of its Software on a single computer; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software. You agree not to modify the Software in any manner or form, or to use modified versions of the Software, including (without limitation) for the purpose of obtaining unauthorized access to the Service. You agree not to access the Service by any means other than through the interface that is provided by Global Virtual Opportunities Inc (http://gvocom.com). for use in accessing the Service

15. Disclaimer of warranties

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

  • Your use of the service is at your sole risk. The service is provided on an "as is" and "as available" basis. Global virtual opportunities inc (http://gvocom.com). Expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
  • Global virtual opportunities inc (http://gvocom.com). Makes no warranty that (i) The service will meet your requirements, (ii) The service will be uninterrupted, timely, secure, or error-free, (iii) The results that may be obtained from the use of the service will be accurate or reliable, (iv) The quality of any products, services, information, or other material purchased or obtained by you through the service will meet your expectations, and (v) Any errors in the software will be corrected.
  • Any material downloaded or otherwise obtained through the use of the service is done at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.
  • No advice or information, whether oral or written, obtained by you from global virtual opportunities inc (http://gvocom.com). Or through or from the service shall create any warranty not expressly stated in the tos.
  • A small percentage of users may experience epileptic seizures when exposed to certain light patterns or backgrounds on a computer screen or while using the service. Certain conditions may induce previously undetected epileptic symptoms even in users who have no history of prior seizures or epilepsy. If you, or anyone in your family, have an epileptic condition, consult your physician prior to using the service. Immediately discontinue use of the service and consult your physician if you experience any of the following symptoms while using the service -- dizziness, altered vision, eye or muscle twitches, loss of awareness, disorientation, any involuntary movement, or convulsions.

16. Limitation of liability

You expressly understand and agree that global virtual opportunities inc (http://gvocom.com). Shall not be liable to you for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if global virtual opportunities inc (http://gvocom.com). Has been advised of the possibility of such damages), resulting from: (i) The use or the inability to use the service; (ii) The cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the service; (iii) Unauthorized access to or alteration of your transmissions or data; (iv) Statements or conduct of any third party on the service; or (v) Any other matter relating to the service.

17. Exclusions and limitations

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations of sections 17 and 18 may not apply to you.

18. Special admonition for services relating to financial matters

If you intend to create or join any service, receive or request any news, messages, alerts or other information from the Service concerning companies, stock quotes, investments or securities, please read the above Sections 17 and 18 again. They go doubly for you. In addition, for this type of information particularly, the phrase "Let the investor beware" is apt. The Service is provided for informational purposes only, and no Content included in the Service is intended for trading or investing purposes. Global Virtual Opportunities Inc (http://gvocom.com). and its licensors shall not be responsible or liable for the accuracy, usefulness or availability of any information transmitted or made available via the Service, and shall not be responsible or liable for any trading or investment decisions made based on such information.

19. Notice

Global Virtual Opportunities Inc (http://gvocom.com). may provide you with notices, including those regarding changes to the TOS, by either email, regular mail, or postings on the Service.

20. General information

Entire Agreement. The TOS constitute the entire agreement between you and Global Virtual Opportunities Inc (http://gvocom.com). and govern your use of the Service, superceding any prior agreements between you and Global Virtual Opportunities Inc (http://gvocom.com). You also may be subject to additional terms and conditions that may apply when you use or purchase certain other Global Virtual Opportunities Inc (http://gvocom.com). services, affiliate services, third-party content or third-party software.

21. Waiver and Severability of Terms

The failure of Global Virtual Opportunities Inc (http://gvocom.com). to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect.

22. Statute of Limitations

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Each participant in the affiliate program offered by Global Virtual Opportunities (the "Global Virtual Opportunities") at (the "website") expressly agrees to this affiliate agreement.

NOTICE: Please read this agreement carefully. Unless you expressly agree and consent to this agreement, you may NOT participate in the affiliate program. By participating in the affiliate program, you are agreeing to comply with and be legally bound by the terms and conditions of this contract. If you do not agree to all of the terms of this agreement, please do not register for the affiliate program.

This agreement incorporates Global Virtual Opportunities Terms and Conditions of Use (located on this website) herein as if it were set forth in full.

Throughout this agreement, "affiliate program" refers to the affiliate program operated by Global Virtual Opportunities in part for the website.

AFFILIATES

Each affiliate is an independent contractor of Global Virtual Opportunities and not an employee. Nothing herein is intended to create an employer/employee relationship.

COMMISSIONS & REFERRAL FEES

Whenever someone orders through your affiliate link, your affiliate ID is credited with a referral fee. When another affiliate registers as an affiliate using your affiliate link, your account is credited as the Sponsoring affiliate. You do not earn a referral fee for any other affiliate's registration. The commission/referral fee amount varies from product, service or opportunity. The rate at which your referral fee is generated can be found on the website and is subject to change at any time. If the website is silent as to the commission rate, then the base rate is located in your secure members log-in dashboard.

Before any affiliate may be a sent a commission check, the affiliate must submit to Global Virtual Opportunities identification information. Such identification information shall include, at a minimum, a copy of a government issued, picture, identification card (for example, a driver's license). These documents shall be faxed or submitted in a manner acceptable under law to Global Virtual Opportunities as per the instructions sent in your members secure log-in dashboard. You will not receive any payment of commission/referral fees until such time as you submit the required documentation to Global Virtual Opportunities.

Commissions on products and services are paid at the rates as indicated in your secure members log-in dashboard. Global Virtual Opportunities strives to pay similar rates on further products, services, and opportunities, but reserves the right to pay a different scale if necessary.

INCOME TAX LIABILITIES

Each affiliate acts as an independent contractor and as such is responsible for any or all United States, state, or foreign income taxes and any other tax liabilities that affect or concern the sales of the products or services, in your state or location. If you are NOT a resident of the United States, Global Virtual Opportunities will withhold the appropriate U.S. income tax applicable to foreign nationals, prior to your receipt of any commissions. Global Virtual Opportunities does so pursuant to the United States Internal Revenue Service laws (also known as the United States Tax Code) and other applicable laws. It is the affiliate's sole responsibility, and not the responsibility of Global Virtual Opportunities, to take any steps necessary to recover these sums under the Tax Code and other applicable laws.

EMBARGOED NATIONS & SPECIALLY DESIGNATED NATIONALS

The United States controls the export of products and information. Each affiliate agrees to comply with such restrictions and to not export or re-export the materials (including software) to countries or persons prohibited under the export control laws. By becoming an affiliate, you are agreeing that you are not in a country where such export is prohibited or are not a person or entity to which export is prohibited. You are responsible for compliance with the laws of your local jurisdiction with regard to the import, export, or re-export of the materials (including software).

Each affiliate is responsible for compliance with all applicable U.S. laws and regulations, including but not limited to, those laws pertaining to export control. By registering as an affiliate, you warrant that you are not a citizen or resident of a country designated as having Embargoed Nation Status and further, you also warrant that you are not on the list of Specially Designated Nationals or Blocked Persons maintained by the U.S. Treasury Department. The products and/or services are exported from the United States in accordance with the Export Administration Regulations. Diversion to other countries is contrary to U.S. law and is prohibited.

In compliance with the United States Patriot Act, only those who have provided appropriate identification information and do not reside within an embargoed nation and who are not listed on the Specially Designated Nationals list may receive commission checks paid by Global Virtual Opportunities.

COMMISSION SCHEDULE

Commissions are paid ONCE A WEEK ON FRIDAYS AFTER 3-WEEK LAG by Global Virtual Opportunities

There "may" be minimum commission payout amount.. This is the minimum amount that you must earn before you will be paid commissions. In any commission period, your commission must exceed this amount before you will receive any sums for that period. Commissions below this minimum amount will be held until such time as the commission equals or exceeds this amount.

Commissions are not paid for any sales for which payment has not been received, or for any transaction that has been rejected for any reason.

We are not responsible for paying interest to affiliates for accrued but not yet delivered commission payments.

If a transaction incurs a charge-back, or if an online transaction is not completed in every way, no commission payment is due to the affiliate. If a commission has already been paid, then it will be deducted from an active affiliate's future commissions.

All commissions are paid in US Dollars by means deemed appropriate.

Each affiliate is responsible for selecting the payment processor, through which to receive their commissions/referral fees, from the payment processors supported by Global Virtual Opportunities. If you elect a payment processor through which to receive your commissions and you later terminate the account or the account becomes unavailable for any reason, Global Virtual Opportunities is not responsible for your not receiving the money. Each affiliate is responsible for always maintaining the payment processor through which they receive their commissions/referral fees OR selecting an alternate method of payment supported by Global Virtual Opportunities. This election is entirely made by the affiliate and Global Virtual Opportunities assumes no responsibility for non-receipt of payments made according to the payment processor elected by the affiliate, or the affiliate's lack of ability to then conform to the payment processors or processes supported by Global Virtual Opportunities. Global Virtual Opportunities assumes no responsibility for an affiliate not electing a payment processor. If an affiliate fails to elect a payment processor, any sums due will be paid via check and any fees applicable to payments by check or bank draft will be deducted.

MIXING OF PRODUCTS

As an affiliate of Global Virtual Opportunities, your website on which you advertise any products or services of Global Virtual Opportunities may only include products that are not capable of being viewed by persons 13 years of age or younger unless Global Virtual Opportunities specifically allows such products. Your website may NOT contain any content or images that are NOT suitable for being viewed by persons 13 years of age or younger if you include any reference whatsoever to Global Virtual Opportunities, the website, the eBook(s), or your affiliate Link. On any website on which you include any reference whatsoever to Global Virtual Opportunities, its products, services, and eBooks, you may NOT include any reference whatsoever to any form of "Adult" content. Any violation of these requirements will result in immediate termination of your affiliate status and you shall forfeit any commissions/referral fees that may be due. In the event that any violation of these requirements results in the suspension or termination of any payment processor for Global Virtual Opportunities, you shall be liable for liquidated damages in the amount of $10,000 as well as actual and any consequential or actual damages that or Global Virtual Opportunities may incur.

PAYMENT PROCESSOR FEES

All commissions are calculated based on the net transaction. In other words, all payment processor fees are first deducted from the sums collected from the customer. Then, all payment processor fees are deducted. The remaining amount is a commissionable sale. The commission rate listed on the website is then applied to determine the amount due the affiliate. Any sums paid for payment processor fees are not commissionable. Global Virtual Opportunities may also charge a per transaction fee for every transaction processed. In the event that a per-transaction fee is applied, the amount of the fee can be seen on the website. Any such fee is not commissionable and is also deducted from the sums paid by the customer, prior to the calculation of any commission.

SPAM & UNSOLICITED COMMERCIAL EMAIL (UCE)

Global Virtual Opportunities does not tolerate the sending of unsolicited bulk emails (UCE or SPAM) which promote, or make reference to Global Virtual Opportunities, or any of their associated companies or websites, Partners, or employees, the websites, products or services. The provisions of the Terms and Conditions pertaining to UCE or SPAM shall apply to each affiliate. Any affiliate who, in the opinion of Global Virtual Opportunities, breaches this rule will have their affiliate status canceled and any outstanding commissions will be forfeited.

UNPROFESSIONAL CONDUCT

Global Virtual Opportunities and their associated companies operate with the strictest codes of professional conduct. Any affiliate who brings Global Virtual Opportunities or their employees, partners, or associates into disrepute, or who promotes any form of slander, racism, or unfair business practices, will have their affiliate status canceled and any outstanding commissions will be forfeited.

Cross recruiting will not be tolerated and grounds for immediate termination. If you are found to have promoted other opportunities to any affiliate, other than your "personal" referrals, Global Virtual Opportunities shall have the right to terminate your position. This shall include sub-affiliates in your organization.

Global Virtual Opportunities reserves the right to reject any affiliate application if, in Global Virtual Opportunities opinion, that person or entity violates established laws or commonly held standards of decency. For example, we will reject applications from any person or company that promotes any form of violence, illegal activities, or from applicants who Global Virtual Opportunities prefers not to be associated with.

AFFILIATE SALES & TRACKING

After signing up for the affiliate program, you will receive a unique affiliate URL which you will use to advertise the website. When someone clicks through this URL, a cookie will be set in their browser with your affiliate ID and their IP address may also be logged with your affiliate ID. During that visit to the website or any later visit, when a purchase is made the commission will be given based on the existence of the cookie.

In order to receive proper credit for sales, a person or entity must purchase through your unique affiliate URL. Masking or cloaking of the links (whether done by software or by a script and sometimes referred to as "affiliate link cloaking") may or may not work with parts of the Sites. Global Virtual Opportunities allows masking or cloaking but you must provide a repeatable process for our verification of the cloaked link, otherwise the use of the masked or cloaked link is disallowed.

TERM & TERMINATION

This agreement will begin upon your sign-up with the affiliate program and will end when either you or Global Virtual Opportunities terminates your affiliate status, or if your account is inactive in any continuous twelve month period. An affiliate may terminate this agreement at any time, and for any reason, by logging into the members secure area dashboard and submitting a support ticket stating he/she wishes to terminate/cancel their account.. The affiliate may not transfer this agreement, or any rights conveyed in this agreement, to any third party whatsoever.

Global Virtual Opportunities may also terminate this agreement at any time, and for any reason, by writing to affiliate at the email address listed in the affiliate's Profile, with 10 days notice. Global Virtual Opportunities may transfer this agreement to any party whatsoever, at any time, and this agreement shall remain in full force and effect, without notice to affiliate. However, if this agreement should terminate for cause due to violation of this agreement or the Terms and Conditions, this agreement shall terminate immediately and affiliate shall forfeit all right to any commissions then due.

RIGHTS TO MODIFY AGREEMENT

Global Virtual Opportunities, and its associated companies may, in good faith, modify any of this agreement and/or the Terms and Conditions (including the affiliate Commission Schedule), at any time and at its sole discretion, by posting a change notice or a new agreement on the website. These changes will come into force immediately upon posting. The affiliate's continued participation in the affiliate program following the said posting of a change notice or new agreement shall constitute binding acceptance by the affiliate of the change.

If any modification to this agreement is not acceptable to the affiliate, the affiliate's only recourse is to terminate this agreement. Upon termination of this agreement, the former affiliate must remove all affiliate links and graphics from its web site, and refrain from publishing same in any manner whatsoever.

NO MISUSE

It is understood that any individual that uses Global Virtual Opportunities system shall not use it in connection with obscene, defamatory, slanderous, hateful, illegal or politically disruptive material, the definition of which shall be at the sole discretion of Global Virtual Opportunities. It is also understood that affiliates shall not try to cheat the system in an effort to increase their payments due. If such misuse is detected, the affiliate will be immediately terminated as an affiliate and any sums paid and any sums payable as and for commissions will be withheld. All affiliates further agree to refrain from engaging in any hostile activity toward the system. Any individual that engages in such hostile activity, such as hacking, shall be held liable for any loss sustained by Global Virtual Opportunities, or its associates due to such action.

AS-IS ONLY

Although Global Virtual Opportunities makes it's BEST EFFORTS to assure service there is no warranty or guarantee of any kind with respect to Global Virtual Opportunities system as far as reliability, stability, quality or dependability. This means that Global Virtual Opportunities, or its associates is not responsible for any loss or damage incurred directly or indirectly due to the use of Global Virtual Opportunities website, products, services, or any other facet of the system. This shall include, but is not limited to, any system malfunction, period of being inoperative or unavailable, loss of data or discontinuation of service, other inconveniences.

FEES

Affiliates shall be charged NO FEE by Global Virtual Opportunities for setting up an account to join affiliate programs or to join any program.

Global Virtual Opportunities Affiliate Program is, however, only open to users of the service and deemed a "closed" affiliate program open to members only.

ELECTRONIC COMMUNICATIONS & EMAIL

Global Virtual Opportunities requires your primary email address be listed in your affiliate Profile. Affiliates will not be able to use the website or participate in the affiliate program until their email addresses are verified. Those who fail to verify their email address or use an email address that generates an error response consistently (e.g., "User is over quota" or "Mailbox full") will forfeit any commissions due and this contract will be terminated immediately. You may not use an email address with an auto responder as your Global Virtual Opportunities email address. When you visit Global Virtual Opportunities websites or send emails to, you are communicating electronically. You consent to receive communications from Global Virtual Opportunities electronically. Global Virtual Opportunities will communicate with you by email or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that Global Virtual Opportunities provides to you electronically satisfy any legal requirement that such communications be in writing. If you are an affiliate, you understand that you may NOT opt out of any emails that you receive from Global Virtual Opportunities. As an affiliate, you must continually have a valid email account on file with Global Virtual Opportunities or we reserve the right to terminate your participation immediately, without any refund of any license fees paid or payment of any commission due.

UNAUTHORIZED CHARGING OR RECEIPT OF PAYMENTS THROUGH THE SITES

No affiliate, or other person or entity may use the website, or Global Virtual Opportunities payment processing system, for private transactions. Any revenue collected through the website or through Global Virtual Opportunities payment processing system may become the sole property of Global Virtual Opportunities. Any revenue collected through Global Virtual Opportunities payment processing system may become the sole property of Global Virtual Opportunities. Specifically, affiliates may not link to the website for processing of products or services that are not wholly sponsored by Global Virtual Opportunities and authorized by Global Virtual Opportunities and further, may not link to the website for processing of any products beyond what Global Virtual Opportunities has identified as salable products for the website and specific affiliate sales. Should any affiliate of Global Virtual Opportunities or other person or entity construct links that process orders through Global Virtual Opportunities payment processing system, the act will be considered an attack of computing resources with intent to damage the website and therefore treated as a serious computer crime. Violators will be prosecuted to the fullest extent of the law.

CHARGING OR RECEIVING ANY PAYMENT FOR ASSISTING YOUR AFFILIATES

The progress of any affiliate benefits Global Virtual Opportunities in many ways. If You recruit, sponsor, or obtain an affiliate through the websites, by any means, You should always be willing to assist such affiliate at no charge to such affiliate. If you are unwilling to assist such affiliates without charge, your affiliate status with Global Virtual Opportunities will be terminated immediately and any commissions due will be withheld permanently as partial compensation for managing the associated and impacted affiliates.

AFFILIATE IDENTIFICATION NUMBERS

You will be provided with your affiliate ID/ username. You are responsible for maintaining the secrecy and security of your affiliate ID number and password. You agree to hold Global Virtual Opportunities harmless in the event that any such information is shared by you with any other person or entity whatsoever.

NO PREDATORY ADVERTISING

All affiliates in the affiliate program agree to refrain from any type of predatory advertising practices, the definition of which shall be at the sole discretion of Global Virtual Opportunities, and shall include, but not be limited to, dynamically replacing the affiliate ID of one affiliate with that of another with the effect of "stealing" the commission away from the affiliate that earned it, whether this be intentional or not. Affiliates may not adjust any of the supplied affiliate links to reset cookies or bypass other safeguards in the system. Affiliates understand that engaging in such practices is grounds for immediate termination and forfeiture of any earned commissions.

LIABILITY

Global Virtual Opportunities will not be liable for indirect or accidental damages (loss of revenue, commissions) due to affiliate system sale tracking failures, commission processing system failures, losses of database files or backups thereof, attacks on computing resources, computer viruses, the continued viability of their products, any results of "intents of harm" to the program, or acts of God or Nature. Global Virtual Opportunities makes no claim that the operation of the websites or that Global Virtual Opportunities network will be error-free nor will Global Virtual Opportunities be held liable for any interruptions or errors.

MISCELLANEOUS PROVISIONS

a) If any part of this agreement or the Terms and Condition is declared void, this agreement and the Terms and Conditions shall, to the maximum practicable extent, be construed without reference to that part. No term or provision of the Agreement shall be waived unless in writing and signed by the party waiving the provision and any waiver shall apply only to the specific event or situation which it describes and shall not be continuing. No affiliate may assign or sublicense this agreement without Global Virtual Opportunities prior written consent.

b) All legal or other fees incurred in collecting returned checks or declined credit cards or any other lack of payment related to a sale made by an affiliate will be payable by the affiliate. Any sums not collected from the affiliate or affiliate's customer are not commissionable, and any fees incurred during processing or handling of sales made by the affiliate will be deducted in whole from any commissions due to the affiliate. Further, in the event that the commissions due the affiliate are insufficient to cover any sums, the affiliate agrees to pay the full amount to Global Virtual Opportunities.

c) If the foregoing limitations or the limitations within the terms and conditions are held to be unenforceable, global virtual opportunities liability for damages under this agreement to any person or entity shall not exceed the amount of fees paid by that person or entity for the product, service, and or ebook or software (license)

d) To the extent you have in any manner violated or threatened to violate Global Virtual Opportunity's intellectual property rights, Global Virtual Opportunities may seek injunctive or other appropriate relief in any court located in Comal, Texas, USA and you consent to exclusive jurisdiction and venue in such courts. Use of Global Virtual Opportunities website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Global Virtual Opportunities as a result of this agreement or use of the website, products, and/or services. Global Virtual Opportunities performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Global Virtual Opportunities right to comply with governmental, court and law enforcement determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

e) This Agreement shall be governed and construed in accordance with the laws of Texas, USA applicable to agreements made and to be performed in Texas, USA. You agree that any legal action or proceeding between Global Virtual Opportunities and you for any purpose concerning this agreement or the parties' obligations hereunder, will first attempt to be resolved with the help of a mutually agreed-upon online mediator. Any costs and fees (other than attorney fees) associated with the mediation will be shared equally by each of us.

f) If it proves impossible to arrive at a mutually satisfactory solution through online mediation, we agree to submit the dispute to binding arbitration at the following location: for legal actions or proceedings between Global Virtual Opportunities and you, in Comal, Texas, USA under the commercial rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

In no case shall you have the right to go to court or have a jury trial. You will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator's decision will be final and binding with limited rights of appeal.

g) Any cause of action or claim you may have with respect to the website, the products, the services, or the eBook(s), must be commenced within ninety (90) days after the claim or cause of action arises or such claim or cause of action is barred. Global Virtual Opportunity's failure to insist upon or enforce strict performance of any provision of this agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this agreement. Global Virtual Opportunities may assign its rights and duties under this agreement to any party at any time without notice to you. Use of headings in this document is for convenience only and does not identify legal boundaries or terms explicitly.

h) Global Virtual Opportunities may modify this agreement, and the agreement this creates, at any time, simply by updating this posting and without notice to you. This is the ENTIRE agreement regarding all the matters that have been discussed.

i) Global Virtual Opportunities may transfer any rights or responsibility that it may have to any person or entity whatsoever. Nothing herein shall alter or encumber the right of Global Virtual Opportunities to transfer any such rights or responsibilities. Any transfer by Global Virtual Opportunities shall cause this agreement, and any other agreement then in effect (as well as any other contract between you and the transferring party) to transfer simultaneously, all without permission.

j) Should this affiliate program be deemed illegal in any jurisdiction, Global Virtual Opportunities has the right to immediately terminate this program, without recourse. If the payment processors utilized by Global Virtual Opportunities determine that sales made through affiliates cannot be processed through the payment processor, then Global Virtual Opportunities has the right to immediately terminate this Program, without recourse. Nothing herein is intended to imply that Global Virtual Opportunities will always offer any affiliate program, or this affiliate program, for all products, services, and/or opportunities sold by Global Virtual Opportunities on the websites or that Global Virtual Opportunities will offer any affiliate program whatsoever.

Copyright © Law Office of Michael E. Young, LLC, and licensed for use by the owner of this website at http://NowLifestyle.com/ All Rights Reserved. No portion of this document may be copied or used by anyone other than the licensee without the express written permission of the copyright owner.

RETURNS POLICY

You’ll absolutely love our products and services.

However, you’re fully protected by a 100% money-back guarantee return policy.

Here’s how it works…

With any $1.00 trial sign up via the NowLifestyle products and services. This Trial Fee of $1.00 is 100% NON REFUNDABLE. Once your trial period is completed, your account will automatically be billed for the package that you chose, unless we are notified through our SUPPORT and TICKET SYSTEM during your trial period that you wish to discontinue your services from NowLifestyle.

You can also call our office at 1-210-651-4487
(You can reach us from 9 a.m till 5 p.m Monday-Friday)

Your NowLifestyle support and ticket system can be found in your NowLifestyle members area.

Once your account has been auto billed for the package that you chose following your $1.00 trial. You have a complete 30 days, starting on your billing date of your chosen package to receive a refund granted by our 30 Days Money Back Guarantee Policy if you choose to cancel your NowLifestyle account.

Be advised that your recurring payment for NowLifestyle products can be refunded ONLY within 7 days after the payment come through.

Please understand when closing or canceling your NowLifestyle account, NowLifestyle is not responsible for any lost data. If data was stored in your NowLifestyle account and you request your account to be closed or canceled, you will loose any data that was currently backed up through NowLifestyle.

All future upgrades within the NowLifestyle system are as follows, and are purchased by the account holder and are under NO obligations to purchase these upgrades:

Upgrades through NowLifestyle for more resources and added devices
The NowLifestyle (Reseller Fee) is an additional $19.97/mo
The NowLifestyle 30 day money back guarantee also applies to all upgrades, and takes immediate effect on the date of purchase.

NowLifestyle
Attn: Returns Department
6701 Guada Coma Drive
Schertz, Texas 78154
USA

To serve you and other customers better in the future, we request (but do not require) that you tell us why you want a refund. We want satisfied customers.

Please remember that asking for a refund but continuing to use the products purchased from us is the same thing as stealing and may also violate applicable intellectual property rights law.

This Returns Policy was last updated on 07-18-2015.

Copyright © Law Office of Michael E. Young, LLC , and licensed for use by the owner of this website at http://NowLifestyle.com/ All Rights Reserved. No portion of this document may be copied or used by anyone other than the licensee without the express written permission of the copyright owner.